What No One Tells You About Moving to Costa Rica: The Unfiltered Truth
Thinking about making the move to Costa Rica? You’ve probably seen the gorgeous beaches, heard about the pura vida lifestyle, and read glowing stories about living in paradise. And while Costa Rica is an incredible place to live, it’s important to be prepared for the realities too. Moving abroad comes with its joys — and its challenges.
Here’s the unfiltered truth about what expats love — and what they often struggle with — when relocating to Costa Rica.
What Expats Love About Living in Costa Rica
1. The Natural Beauty
Costa Rica is nothing short of spectacular. From lush rainforests and towering volcanoes to pristine beaches on both the Pacific and Caribbean coasts, the country is a nature lover’s dream. Outdoor enthusiasts will never run out of things to do — hiking, birdwatching, surfing, and simply soaking in breathtaking sunsets.
2. The Friendly, Welcoming People
Costa Ricans, or Ticos, are warm, kind, and family-oriented. Expats often speak about how easy it is to make local friends and how welcoming communities are, especially in smaller towns and rural areas.
3. Affordable Healthcare
Costa Rica’s healthcare system is highly regarded for its quality and affordability. Both public (Caja) and private healthcare options are available, and many doctors speak English. Healthcare costs are significantly lower than in the U.S. and Europe.
4. The Slower, Less Stressful Lifestyle
Costa Rica’s emphasis on “pura vida” is more than just a slogan — it’s a genuine approach to life. Less stress, more enjoyment, and a strong sense of community contribute to a healthier, happier life for many retirees and expats.
5. No Taxes on Foreign Income
Retirees and remote workers love that Costa Rica does not tax foreign income, meaning pensions, Social Security, or remote work income stays untouched by local tax laws.
The Challenges Expats Face (That No One Talks About Enough)
1. Bureaucracy Will Test Your Patience
If you’re used to quick, efficient systems, brace yourself. Government processes can be slow, confusing, and paperwork-heavy. Getting residency, opening a bank account, registering a car, or applying for utilities often takes longer than you’d expect.
⚡ Reality Check: Bring your patience — and maybe a book — when dealing with official matters. Hiring a bilingual attorney or relocation expert can save you enormous headaches.
2. Service Can Be Frustratingly Slow
Restaurants, banks, stores — you name it. In Costa Rica, “Tico Time” applies not just to social gatherings but also to daily transactions. Service often moves at a relaxed pace, and follow-up can be inconsistent.
⚡ Reality Check: Adapt to the slower rhythm. A friendly attitude and a smile go a long way in getting better service.
3. Learning Spanish Is Not Optional
While English is spoken in touristy and expat-heavy areas, Spanish is essential for full integration. Everyday tasks like shopping at local markets, dealing with service providers, or visiting government offices are easier when you can communicate in Spanish.
⚡ Reality Check: Even basic Spanish skills make life significantly easier and show respect for the culture.
4. Weather Isn’t Perfect Everywhere
Costa Rica’s climate varies greatly depending on where you live. Yes, the Central Valley offers spring-like weather year-round, but coastal areas can be hot, humid, and rainy for several months.
⚡ Reality Check: Visit different regions during both dry and rainy seasons before choosing where to settle.
5. Higher Costs in Popular Areas
While Costa Rica can be affordable, living in tourist hotspots or upscale expat communities can be expensive. Imported goods, fancy restaurants, and luxury housing come at a premium.
⚡ Reality Check: You can live affordably by choosing smaller towns, shopping at local markets, and embracing the local lifestyle.
6. Driving Can Be Chaotic
Costa Rican roads can be a rollercoaster: potholes, narrow mountain passes, limited signage, and, yes, aggressive drivers.
⚡ Reality Check: Consider living in walkable communities, use public transport, or be ready to drive defensively (and invest in good car insurance).
7. Not Everything Will Work the Way You’re Used To
From internet outages to different standards of customer service, not everything operates like “back home.” Flexibility is key.
⚡ Reality Check: Lower your efficiency expectations and focus on the perks of a simpler, slower-paced life.
Final Thoughts: Is Costa Rica Right for You?
Costa Rica offers an extraordinary lifestyle for those willing to adapt and embrace its rhythms. If you can appreciate the beauty, accept the inefficiencies, and live with a “pura vida” mindset, you may fall in love with this country like thousands of other expats.
If you’re considering the move, our Live in Costa Rica Relocation Tours offer real-world insights and help you experience life here firsthand — the good, the great, and even the challenges.
